What do you think of the Avantages familles association and we group?
- This topic has 3 replies, 1 voice, and was last updated 2 months, 1 week ago by
.
-
Posts
-
The Association Avantages-Familles.ch presents itself as a fine family-oriented association with the laudable surface aim of reducing family costs, whether for leisure activities, medical services or even sports club fees...
Even though I haven't yet tested whether there really is a refund. Under the guise of a fine family-oriented organisation, there's an insurance brokerage group that doesn't really have social issues at heart, as the association might have you believe, which looks more like a cover than a real push for human and social mutual aid.
Here is ChatGPT's opinion:
What I found
We Group SA
✅ Positive points / reassuring indicators :
-
We Group SA is listed as unrelated broker in the field of insurance and taxation.
-
It is registered in the FINMA register via the website “Courtiers.ch”, which is a serious sign in the insurance sector in Switzerland (regulation, supervision). courtiers.ch
-
They have a clear address (Rue de la Pâla 129, 1630 Bulle) and visible means of contact.
-
The site presents concrete cases of client support (expatriates, optimization, etc.), which is positive for transparency.
⚠️ What to check / possible risks :
-
Being an "unbound broker", they advise on the products available from several insurers, but you have to make sure that the advice is truly impartial.
-
There aren't many confirmed external reviews (e.g. on Trustpilot, independent forum, etc.) in my research.
-
Glassdoor shows very limited and negative internal reviews, but this may reflect the work environment more than external reliability. Glassdoor
Family Benefits (Family Benefits Association / Avantages-Familles.ch)
✅ Reassuring points :
-
The association is non-profit, based in Bulle, active in French-speaking Switzerland.
-
She publishes her contact details and clear terms and conditions of use for the member area, which is a good sign of seriousness.
-
They have well-known partners in the leisure sector (parks, restaurants, etc.) which gives credibility to their network.
-
They offer public content, promotions, good deals, etc., which shows some visible activity.
⚠️ What to watch out for :
-
Some benefits require a annual subscription, although basic registration may be free.
-
The ads (“up to X CHF savings”, “discounts”, etc.) can sometimes be tempting, but you have to read the fine print: what insurance is offered, what conditions, what coverage, etc. Sometimes “negotiated” offers are subject to conditions or limitations.
My overall opinion: reliable? Yes, with caution
In summary, based on what I have been able to verify, Yes, We Group SA and Avantages Familles appear to be legitimate organizations, with clear structures, addresses, partners, legal notices. Nothing in my research clearly indicates that this is a scam.
But “legitimate” does not mean “perfect” or risk-free:
-
For We Group, as a broker, always ask for clear quotes, ask for references, make sure that the insurance product matches what you need.
-
For Avantages Familles, ensure that the promised “savings” are realistic, understand the conditions (subscription costs, duration, validity of offers).
What I advise you to do if you want to check it yourself
-
Check the registration number of the company (We Group) in the official Swiss registers (e.g. via Zefix, Registre du commerce) to ensure that the company exists legally.
-
Find external customer reviews: Swiss forums, review sites, ask people in your area.
-
Read the general conditions and the contracts before committing (especially regarding insurance, reimbursements, etc.).
-
Check the advertised partners: Call or check through the partners' official website to see if the collaboration is genuine.
The problem is that the association is run by the wife of an insurance brokerage firm manager! So, while the teenager may claim to want to help families, their real goal is to get people to sign insurance contracts…
I think the term «family association» is a bit misleading! It's more like a club set up by an insurance company in Switzerland that offers discounts and cashbacks that can be very interesting! But the term "family advantage" is abusive when you scratch the surface, because the company behind the association clearly has a profit motive and has no regard for the lives of its members, other than to be able to offer insurance packages that can certainly be adapted to certain profiles, but which won't give away any more 🎁 than all the other insurance solutions in the country!
-
