IBAN account number explained
IBAN (International Bank Account Number)
This number allows us to identify all bank accounts on the European continent, including Switzerland.
What will change for an IBAN account number in Switzerland:
– Clearing
09000 for Postfinance
02000 for UBS
… see the page below
List of establishment numbers (clearing) of the Swiss Banks
Example of a table with fictitious Swiss IBANs
| Bank | Example of IBAN (fictitious) | Special feature |
|---|---|---|
| UBS | CH93 0023 0230 1234 5601 2 | Large universal bank, very widespread in Switzerland |
| Credit Suisse | CH44 0483 5012 3456 7800 9 | Present mainly in large cities |
| Raiffeisen | CH82 8080 8001 2345 6780 1 | Cooperative network, very well established in the regions |
| PostFinance | CH11 0900 0000 1234 5678 9 | Post Office Bank, convenient for everyday payments |
| Banque Cantonale de Vaud (BCV) | CH25 0076 7000 1234 5678 9 | Major regional bank in French-speaking Switzerland |
These IBANs are invented : they respect the Swiss banking structure and codes, but do not correspond to any real account.
- Account number (provided by your establishment)
- Control number from 02 to 98 These check numbers are calculated using an arithmetic method. The IBAN is converted into a number consisting only of digits, and then a MOD is applied to this sequence of numbers… See the details on the Wikipedia page with VBA/VBE encoding
CH rest for all accounts based in Switzerland
To find out your IBAN number, you will need to contact your bank or go through a Help tool to find your IBAN number.
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