Health insurance: premiums continue to rise

Health insurance

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We had campaigned for a single fund which would certainly have deprived large insurers of lucrative profits but which would have protected policyholders from the fanciful premiums that some companies allow themselves to charge their customers.

Without a single fund, millions of francs in administrative costs are wasted solely on managing insurance changes, and similar amounts are spent by insurers trying to increase their market share. The single fund would only cover basic insurance, and competition would continue between different insurance companies for supplementary benefits.

Source ATS: «"The 2011 mandatory health insurance premiums for an adult will increase by an average of 6.51 TP3T nationwide. Since the introduction of the LAMal, the increase has reached 1161 TP3T or 201 francs, not taking inflation into account, according to data from the Federal Office of Public Health."»

Year Average monthly amount Change in premium compared to the previous year (source ATS) 1996 173 Introduction of LAMal 1997 188 +8.7% 1998 197 +4.9% 1999 204 +3.3% 2000 212 +3.8% 2001 223 +5.5% 2002 245 +9.7% 2003 269 +9.6% 2004 280 +4.3% 2005 290 +3.7% 2006 306 +5.6% 2007 313 +2.2% 2008 315 +0.5% 2009 323 +2.61TP3Q 2010 351 +8.71TP3Q 2011 373 +6.51TP3Q

Average annual increase in health insurance premiums between 1996 and 2011: 5.3%. Increase in health insurance premiums between 1996 and 2011 taking into account inflation: 93%.

Compare prices and save

You have until the end of November to make your changes (insurer, deductible, coverage).